Top Reasons People Buy LTCI

 

I do not want to be a burden to take care of when I get old.

I want to be able to stay in my own home as long as possible.

To make sure I can afford to get the best care available.

Leaving an inheritance for my children is important.

I want to be sure my spouse doesn't become impoverished caring for me.

Later in life I might not be able to qualify to purchase it because of health issues.

To depend on Medicaid or other public assistance is degrading and dangerous.

Assistance from the Government will not be able to cover LTC in the future.